SettleScore › Guides › Who wins Monopoly
How Do You Calculate Who Wins Monopoly?
The winner of Monopoly is the player with the highest net worth when the game ends: their cash, plus the printed price of every property, railroad, and utility they own, plus the cost of their houses and hotels. Mortgaged properties count at half their printed value. Total each player's assets — the highest wins.
What counts toward net worth
| Asset | Counts as |
|---|---|
| Cash on hand | Face value |
| Property / railroad / utility (unmortgaged) | Printed price on the title deed |
| Houses & hotels | What you paid to build them |
| Mortgaged property | Half the printed price (and it earns no rent) |
Step by step
- Add up each player's cash.
- Add the printed price of every unmortgaged deed they own.
- Add the build cost of their houses and hotels.
- For mortgaged deeds, add half the printed price.
- The player with the highest total wins.
Worked example
Alice: $1,500 cash + Boardwalk ($400) + Park Place ($350) + 4 houses ($200 each = $800) = $3,050
Ben: $1,200 cash + orange set ($560) + 9 houses ($100 each = $900) = $2,660
Alice wins — even though Ben owns more houses, Alice's net worth is higher.
Common mistakes
- Counting only cash. Properties and buildings are usually most of a player's worth.
- Forgetting houses and hotels. They're counted at full build cost.
- Counting mortgaged deeds at full price. They count at half.
Skip the math. SettleScore photographs each player's cash and deeds and tallies everyone's net worth in seconds.
Open the free calculator →